ProCredit Holding

Headquartered in Frankfurt am Main, Germany, ProCredit Holding AG & Co. KGaA is the parent company of the development-oriented ProCredit group, which consists of commercial banks for small and medium enterprises (SMEs) and whose operational focus is on South Eastern and Eastern Europe. In addition to this regional presence, the ProCredit group is also active in Germany and South America.

In line with its responsible business ethics, the ProCredit group aims to be commercially successful and also aspires to make a development impact through the positive ethical, social, economic and environmental influence it has in the countries in which it operates.

The group’™s clear focus on offering responsible financial services to small and medium-sized enterprises (SMEs) in transition economies is built on the firm belief that such support is a prerequisite for the stable development of these businesses, which are considered to be the backbone of economic growth and to employ the majority of the population. The owners and employees of SMEs form an emerging middle class with a vested interest in the establishment of an inclusive, transparent society. At the same time, ProCredit is aware that supporting economic development must go hand in hand with promoting sustainable energy and environmental protection by directly facilitating green investment projects as well as giving support to clients who want to make their business processes more environmentally sound. Therefore, the group’™s priorities include not only supporting responsible finance for SMEs, but also raising awareness of the environmental and social issues that are often neglected due to the more pressing matters of everyday life.

By offering simple and accessible deposit facilities and other banking services to its private clients, ProCredit banks aim to promote a culture of saving and financial responsibility. Responsible finance for this client group involves promoting the payment of salaries directly into bank accounts, providing savings services and electronic channels for payments, and offering credit facilities that support the building up of long-term assets, such as housing, rather than encouraging short-term consumption.

As the superordinated entity in the organisation, ProCredit Holding leads the group. It holds a BBB Fitch rating and its shares are listed on the Prime Standard segment of the Frankfurt Stock Exchange (FSE) in Germany.

ProCredit Holding is supervised on a consolidated level by the German Federal Financial Supervisory Authority (Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin) and the Deutsche Bundesbank.

More information can be found on the company’™s website at www.procredit-holding.com.

ProCredit Holding Impact Report